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Cruizin

Found a lower priced bike insurance deal!

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Cruizin
ESURANCE I have compared all the companies and found the best deal for motorcycle and two cars via Esurance
 
You get a better deal online vs calling in. And, they have the best online format I have seen, you can change policy or submit claims online too., 24/7.
 
I beat what I was paying for motorcycle and two cars by $386 per year. Click here and get a quote and let us others know if you can save money too.
 
I'm a stickler for lower insurance rate so thought that I would share.
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xcarbonsteelx
I saved $646 by switching from Libert Mutual to USAA. That is just for the 07. That's doesn't include the savings on my home and auto too!

- xCarbonSteelx

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sorkyah
Went through usaa/progressive for cheapest rate... 68/mo for a 24yo no multi policy discounts
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ATGATT... ATTATT, two acronyms I live by.
 

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nokfir2
esurance is great. and i switch bikes and vehicles alot, so the online service in amazing.
 
ive went through about 5 vehicles and policies without talking to a single person.

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Cruizin
 

esurance is great. and i switch bikes and vehicles alot, so the online service in amazing. 
ive went through about 5 vehicles and policies without talking to a single person.
 
I like that too, all online, no bs.

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cndnmax
It's all about your driving history and your location, for me essurance was one of the most expensive ones. Although, I was only looking for the bike maybe I should try to add my car too.
 
Also, I see that that's a partner link- is this benefitting the forum? You might get more quote submissions if you make that clear.

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cybmx
Just did a quote online, and it quoted me a little more than double of what I have now(State farm). So I guess everyone is different.

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V8titanpwr
Yeah quite literally double what i'm paying now and i'm with State Farm.

Keep the rubber side down and the shiny side up.

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castanzarules
They don't offer bike insurance in Michigan. Bummer, I'm always shopping around for the lowest rates.

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fzaz84
I pay $49 a month/full coverage through national general.

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07echelon
They don't offer coverage in VA. Was hoping for a a comparison, oh well.
 
 
I'm currently with Progressive. Since my bike is sitting doing nothing, I have the lowest insurance coverages on it to save some money. The winter time premium amounts to $285 for a years coverage. 

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Cruizin
Insurance is weird. My two friends at work tried it too one was cheaper than progressive and one was more than progressive. I have changed insurance three times in two years to get a lower rate ea time.
 
Nobody knows what algorithms they use. Driving record, marital status, homeowner, crime rate in area, all kinds of factors. I don't have any partnership with Esurance, we do have one with Markel, that link is in my signature.

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biggaudi
Bundled everything with state farm. Moto insurance comes out to $27 monthly, approx $324 annual.

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xcarbonsteelx
 

Went through usaa/progressive for cheapest rate... 68/mo for a 24yo no multi policy discounts
 
Liability only or with comp/coll?

- xCarbonSteelx

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xcarbonsteelx
 

Nobody knows what algorithms they use. Driving record, marital status, homeowner, crime rate in area, all kinds of factors.
 
You are not too far off. My profession is insurance. I used to be a sales agent now I manage sales.
 
Here are the most common factors used in rating:
 
Credit
Education level
Age
Marital status
Sex (male/female, not if you want it)
Homeowner
Experience of operating a vehicle
Location (zip code specific)
Historical losses (accidents/thefts)
Motorcycle specific: CC's
 
This will be for the majority of Insurers out there. Then you look at some of the more common discounts:
 
Multi policies (auto/home/umbrella/life)
Motorcycle safety course
Multiple vehicles
 
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- xCarbonSteelx

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randy2100
Progressive: Initial FZ-07 rate $100/year PA liability. Second year rate: $75/year! (no other insurance through Progressive)

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sorkyah
full coverage incl theft
Went through usaa but the policy is handled by progressive since usaa doesnt insure "toys"
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ATGATT... ATTATT, two acronyms I live by.
 

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