sdfzzero7 Posted January 14, 2017 Share Posted January 14, 2017 I'm 19 in Michigan, 3 tickets in the past 3 years and I bought my fz-07 in October as my first motorcycle. Not surprising that my insurance is not cheap. Progressive gave me a quote for $5400 a year full coverage! That's almost as much as the bike itself! Went with allstate for around $1100 a year which isn't horrible considering my situation. Link to comment Share on other sites More sharing options...
Zephyr Posted January 14, 2017 Share Posted January 14, 2017 37 Hawaii. One at fault (~3 years ago) one year paid in full $845 Full Coverage. ($307/year for Liability only). I will be submitting for the MSF discount after I pass the course and should get a decent kick back on the insurance that will be credited to my credit card. I am anticipating ~10-15% refund, but we'll see. Only Geico & Progressive are available for motorcycle in Hawaii. I am going with Progressive. Link to comment Share on other sites More sharing options...
jbone Posted February 6, 2017 Share Posted February 6, 2017 Man, I feel sorry for you guys paying out the rear for insurance. My full coverage from Liberty Mutual is $30 a month w/ a $500 deductible. I'm a 30 y/o M in Michigan with MSF, new rider, no tickets. Gotta be honest, if I had to pay what a lot of you are, my bike would belong to someone else... Link to comment Share on other sites More sharing options...
worty Posted February 6, 2017 Share Posted February 6, 2017 I'm 43. Ontario, Canada. Got my full M license 2 years ago. Full coverage with Allstate(I have all my insurance with them so i do get a discount), $650 a year. I thought that was a great price since Ontario is one of the highest places in the world to get insurance. switched from State Farm who wanted $1800 for the FZ07. was paying $450 a year for my 650 V Star. Link to comment Share on other sites More sharing options...
bafricawala Posted February 6, 2017 Share Posted February 6, 2017 Recently changed from Progressive to Esurance $649 for full year with 500 deductible. Progressive was givin 750 for same coverage Link to comment Share on other sites More sharing options...
madcofz Posted February 21, 2017 Share Posted February 21, 2017 I had Geico with annual cost of $363. Just switched to Dairyland with an annual cost of $190. Got the old dude discount. Link to comment Share on other sites More sharing options...
mints Posted March 9, 2017 Share Posted March 9, 2017 Im at $60 and some change with my FZ under full coverage...and being 28 with a clean record and married. Supposedly have a "bundled Discount" through Progressive. '16 FZ-07 Matte Silver/Blurple Instagram:Mintsopoulos Link to comment Share on other sites More sharing options...
zadori Posted March 17, 2017 Share Posted March 17, 2017 I'm in Quebec, Canada Just got my second hand 2015 FZ07, 500$ deductible, 1 000 000$ civil and it costs me 560$/year and we can only ride about 8months per year... Link to comment Share on other sites More sharing options...
sgreene Posted March 28, 2017 Share Posted March 28, 2017 I have nationwide and am at $35/mo. I also have my home, car, and wife's car on the plan too. I live in NH. Link to comment Share on other sites More sharing options...
jreinhardt Posted April 6, 2017 Share Posted April 6, 2017 Live in IN and have full coverage with Progressive, multiple bikes, $1000.00 deductable, $416.00 per year, no tickets for 15 years, no wrecks, 70 years old. Link to comment Share on other sites More sharing options...
br4nd0n Posted April 23, 2017 Share Posted April 23, 2017 Anyone who has had Dairyland and needed to make a claim? I'm curious as to what kind of experience people have had with them. Link to comment Share on other sites More sharing options...
zsoci Posted April 27, 2017 Share Posted April 27, 2017 Germany (Frankfurt): Allianz with 5 years no damage past including partial casco (against hail damage or if someone steals it): € 183 for 1 year (~200 USD) Link to comment Share on other sites More sharing options...
gyntry Posted April 27, 2017 Share Posted April 27, 2017 Anyone who has had Dairyland and needed to make a claim? I'm curious as to what kind of experience people have had with them. I had two claims while I had a Ninja 300 (both not my fault, but still had to deal with Dairyland - rear ended and hit while parked) and they were EXCELLENT and EASY to work with. (Also, since I haven't put my two cents in for the thread...) -- Dairyland Insurance -- FZ-07 and Wife's Rebel 250 (both full coverage) -- $500 Deductable -- $33/month 2016 FZ-07 2008 CRF250X 2008 Rebel 250 (Wife's) 2000 XR100R (Wife's) Link to comment Share on other sites More sharing options...
dustyyy6 Posted May 4, 2017 Share Posted May 4, 2017 2015 fz07, 32 yrs old, clean record but new rider in Alberta, Canada. Class 6 for one year this month AMA wanted $1000 for the year full coverage with 500 deductable Got refered to Dalton timmis insurance group from my father. $420 a year 500 deductable and if I do write her off ( hopefully never ) they spring for a brand new whatever year it is fz. Oh and that's a million liability also. Link to comment Share on other sites More sharing options...
67corvair Posted May 19, 2017 Share Posted May 19, 2017 Dang!!! saw everyones prices on here and decided to get a new quote. Im 24, single. was paying 128/month with progressive in northern CA along with 25/month for my car. Moved to northern Utah paying 78 for the bike, and 70 for the car. Just got a quote from dairyland for 128/YEAR for the bike, I'm going to call tomorrow and figure out what the car will cost through them also. I continued using progressive because when I had my ninja they where the cheapest. Only cost me 28 a month at 21. Thought the massive price difference was because I had to have comprehensive coverage for a financed bike, but this quote is with comprehensive. anyone else use dairyland? good experiences? Link to comment Share on other sites More sharing options...
gyntry Posted May 19, 2017 Share Posted May 19, 2017 @67corvair - See my post two posts up. Great experience with Dairyland. 2016 FZ-07 2008 CRF250X 2008 Rebel 250 (Wife's) 2000 XR100R (Wife's) Link to comment Share on other sites More sharing options...
myrcode Posted May 20, 2017 Share Posted May 20, 2017 I thought I'd check Dairyland for insurance because of all the previous posts. I was previously with Progressive for ~$750 for the year. Dairyland got me the exact same coverage for ~225. That should make up for the M4 exhaust I just bought . Link to comment Share on other sites More sharing options...
crsnhppr Posted May 20, 2017 Share Posted May 20, 2017 32 male, Mississippi , lots of tickets but no accidents ,really basic just to be legal coverage = $36/mo. Link to comment Share on other sites More sharing options...
rsike Posted June 1, 2017 Share Posted June 1, 2017 I am 24 years old, Single and several accidents & tickets on my record.. My previous policy was like $1500+ for the year.. after my deposit I was paying $95 a month for full coverage with a $1000 deductible through direct insurance. F*CK THAT!!!!! I got smarter this time around! Since my father and I have the same name I had him insure the bike in his name and since he is a married homeowner over 25 years old full coverage is only $406 for the year and my payment is only $38 a month with a $100 deductible w/ progressive since my dad is a USAA member HOLY CRAP I AM A HAPPY CAMPER!!!!! Link to comment Share on other sites More sharing options...
Guest 2wheeler Posted June 1, 2017 Share Posted June 1, 2017 Another happy Dairyland customer - I pay $368/year and that is with me living in Washington DC area where the other companies jack the rates BIG TIME. I had Progressive for 2 weeks, and then switched to Foremost before Dairyland. Progressive was near $1500, and Foremost was initially $850, and then jacked it to $920 for my second year. That was when I contacted Dairyland. I was told by Dairyland that it all comes down to them not considering the FZ-07 a sport bike while the other do. Link to comment Share on other sites More sharing options...
flooger Posted June 1, 2017 Share Posted June 1, 2017 I am 24 years old, Single and several accidents & tickets on my record.. My previous policy was like $1500+ for the year.. after my deposit I was paying $95 a month for full coverage with a $1000 deductible through direct insurance. F*CK THAT!!!!! I got smarter this time around! Since my father and I have the same name I had him insure the bike in his name and since he is a married homeowner over 25 years old full coverage is only $406 for the year and my payment is only $38 a month with a $100 deductible w/ progressive since my dad is a USAA member HOLY CRAP I AM A HAPPY CAMPER!!!!! So...your dad has insurance on your bike? Am I misunderstanding something here, or are you somehow still able to be covered as a driver on his policy? I'm not one to judge and I've done plenty of questionable stuff, but if you ever actually try to use this insurance you WILL be found out. This is literally fraud. Man, always consider risk vs reward, and the penalty for this is way worse than saving 1000 dollars. Link to comment Share on other sites More sharing options...
ShiftHer Posted June 1, 2017 Share Posted June 1, 2017 Has anyone had to use Dairyland for a claim? Their rates are tempting, but I worry that you get what you pay for... Find me at ShiftHer.com & My YouTube Channel Link to comment Share on other sites More sharing options...
jbone Posted June 18, 2017 Share Posted June 18, 2017 I am 24 years old, Single and several accidents & tickets on my record.. My previous policy was like $1500+ for the year.. after my deposit I was paying $95 a month for full coverage with a $1000 deductible through direct insurance. F*CK THAT!!!!! I got smarter this time around! Since my father and I have the same name I had him insure the bike in his name and since he is a married homeowner over 25 years old full coverage is only $406 for the year and my payment is only $38 a month with a $100 deductible w/ progressive since my dad is a USAA member HOLY CRAP I AM A HAPPY CAMPER!!!!! I don't mean to piss on your Cheerios, but I'm going to. That's not quite how the insurance world works. Sure, you can get away with what you're doing, but you will be so far up poo creek if you need a claim for anything other than theft it's not even funny. While you and pops may have the same name, you have different birthdays , social security #'s , etc. Insurance companies are not blind to this. Also, they will get a copy of the police report which won't work out in your favor. Only thing that may help is if your insurance policy will cover anyone who happens to have their hands on the bars at the time... but most don't. I would just hate to see you with a no bike , all for saving a little $. Also, with your age , tickets and accidents, you should have kind of been prepared for this... Link to comment Share on other sites More sharing options...
mecmar44 Posted June 30, 2017 Share Posted June 30, 2017 At one point when I was quoting Dairyland was very competitive. When it came time to order a policy I couldn't get monthly payments from dairyland under $130/month I'm 29 years old and this is the first time I've had a motorcycle/insurance so I think I'm paying for that now. Coverage is 25/50 with 25/50 uninsured added on 1k deductible that drops 25% per year without a claim. My monthly payment is $83/month Link to comment Share on other sites More sharing options...
Duke Posted July 4, 2017 Share Posted July 4, 2017 Saw this on Reddit and thought it might help give some insight on insurance ratings for motorcycles. Of course, your location, age, driving record, motorcycle year/model, coverage levels, and other things will also affect your final cost. Link: https://web.archive.org/web/20170105081126/http://learningcenter.statefarm.com/auto/vehicle-rating.html Source: You do you and I'll do me. Link to comment Share on other sites More sharing options...
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